shelduck
What shelduck does
Both sides confirm
A debt is saved only after the other person taps “Confirm”. No more “I never said that”.
Right in any chat
Type @shelduck_bot 20 pizza in a chat with a friend — a card appears and they confirm with one tap.
Reminders for you
The bot politely reminds about debts and due dates, and shows your payment details with a copy button.
Offset mutual debts
If you owe each other, the bot shows one clear total and offsets the debts once both agree.
Shared subscriptions
Spotify, Netflix or internet split between several people — the bot works out the shares every month.
E-mail report
With Premium you get a regular e-mail with all your debts and an Excel-ready table. Your data won't get lost.
How it works
- Open the bot and tap “Add debt”.
- Enter the amount, what it's for and who — or share an invite link.
- The other person confirms, and the debt stays in front of both of you until it's paid back.
FAQ
Is it free?
Yes, all core features are free. Premium (100 ⭐ per month) adds e-mail debt reports.
Does the other person need to install anything?
No. Telegram is enough: they open the link or tap “Confirm” right in the chat.
Can I delete my data?
Yes. The bot settings have “Delete my data” — everything is removed with one tap.
Which currencies are supported?
16 currencies including USD, EUR, GBP, PLN, UAH, ILS, BRL and INR. You can choose the currency for each debt.